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HOW DO I DETERMINE THE FAIR MARKET VALUE OF A PROPERTY?

Determining the fair market value of a property involves factors such as recent comparable sales in the area, current market conditions, the property's condition and features, and any unique characteristics that may affect its value. You can also consult with a real estate agent or appraiser for professional guidance.

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If a property is listed as "under contract" or "pending," it means that an offer has been accepted by the seller, but the sale has not yet been finalized. You can still express your interest in the property and may have the opportunity to submit a backup offer in case the current deal falls through. Additionally, you can keep an eye on the listing status for any updates or changes.

AS A FIRST-TIME BUYER, WHAT STEPS SHOULD I TAKE BEFORE STARTING MY HOME SEARCH?

Before starting your home search, it's important to assess your financial situation, determine your budget, and get pre-approved for a mortgage. You should also research neighborhoods, consider your long-term housing needs, and familiarize yourself with the homebuying process. We are here to help you with all of these steps.

WHAT ARE THE ADVANTAGES OF GETTING PRE-APPROVED FOR A MORTGAGE?

Getting pre-approved for a mortgage gives you a clear understanding of how much you can afford to borrow, which helps you narrow down your home search to properties within your budget. It also demonstrates to sellers that you are a serious buyer, potentially giving you an advantage in competitive markets.

WHAT TYPE OF MORTGAGE IS BEST FOR FIRST-TIME BUYERS?

The best type of mortgage for first-time buyers depends on factors such as your financial situation, credit score, and long-term plans. Popular options for first-time buyers include FHA loans, which offer low down payment requirements, and conventional loans with fixed interest rates.

WHAT GOVERNMENT PROGRAMS OR INCENTIVES ARE AVAILABLE FOR FIRST-TIME BUYERS?

There are several government programs and incentives available for first-time homebuyers, including FHA loans, VA loans for eligible military members and veterans, USDA loans for rural homebuyers, and first-time homebuyer assistance programs offered by state and local governments. Other first-time buyer programs offer assistance or grants for down payment and closing costs assistance.

WHAT SHOULD I PRIORITIZE WHEN VIEWING POTENTIAL PROPERTIES AS A FIRST-TIME BUYER?

When viewing properties as a first-time buyer, it's important to prioritize factors such as location, affordability, size, layout, condition, and potential for future appreciation. You should also consider factors that may affect your quality of life, such as proximity to schools, parks, and amenities.

DO I NEED A REAL ESTATE AGENT AS A FIRST-TIME BUYER?

While it's possible to buy a home without a real estate agent, having an experienced agent on your side can provide valuable guidance and support throughout the homebuying process. A real estate agent can help you navigate negotiations, paperwork, and potential pitfalls, saving you time and stress.

SEE ALL PHOTOS

For Sale

7 Ellsworth Street

7 Ellsworth Street, East Hartford, CT 06108

$329,900

Charming and Spacious Colonial on a Corner Lot. Welcome to this inviting 4-bedroom, 2-bath Colonial offering 1,668 square feet of comfortable living space, perfectly situated on a .16-acre corner lot. The main level features an large eat-in kitchen, dining room, a full bath, and a convenient first-floor laundry room. Hardwood floors and a cozy fireplace make the living room feel warm and welcoming-ideal for relaxing or entertaining. An enclosed porch offers flexible space that could serve as a home office, playroom, music room or reading nook. Upstairs, you'll find four generously sized bedrooms and access to a walk-up attic with potential to be finished for even more living space. Additional highlights include a full basement for storage, a two-car detached garage, and recent updates like newer vinyl siding and windows. With city water, city sewer, and natural gas for heat and hot water, this home offers comfort and reliability in a great location.

4
beds

2
baths

1,668 Sq.Ft. LIVING AREA

7,840.8 Sq.Ft. lot

Katrina Pratt

title Broker | Owner
PHONE (860) 851-6623
EMAIL [email protected]
DRE # REB 657224

Features & Amenities

Interior

total bedrooms4
Total bathrooms2
full bathrooms2
Laundry room Main Level

Area & Lot

Status For Sale
Living Area1,668 Sq.Ft.
Lot Area7,840.8 Sq.Ft.
MLS® ID24109475
TypeResidential
YEAR BUILT1930
Architecture StylesColonial
Elementary SchoolPer Board of Ed
High SchoolEast Hartford

Exterior

Garage Space2.0
water SourcePublic
roofAsphalt
lot featuresLevel
HEAT TYPENatural Gas, Hot Water
AIR CONDITIONINGNone
sewerPublic Sewer
SubstructureConcrete Perimeter

Financial

Sales Price$329,900
Real Estate Tax $6,085/yr
Zoning R-3

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