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If a property is listed as "under contract" or "pending," it means that an offer has been accepted by the seller, but the sale has not yet been finalized. You can still express your interest in the property and may have the opportunity to submit a backup offer in case the current deal falls through. Additionally, you can keep an eye on the listing status for any updates or changes.

AS A FIRST-TIME BUYER, WHAT STEPS SHOULD I TAKE BEFORE STARTING MY HOME SEARCH?

Before starting your home search, it's important to assess your financial situation, determine your budget, and get pre-approved for a mortgage. You should also research neighborhoods, consider your long-term housing needs, and familiarize yourself with the homebuying process. We are here to help you with all of these steps.

WHAT ARE THE ADVANTAGES OF GETTING PRE-APPROVED FOR A MORTGAGE?

Getting pre-approved for a mortgage gives you a clear understanding of how much you can afford to borrow, which helps you narrow down your home search to properties within your budget. It also demonstrates to sellers that you are a serious buyer, potentially giving you an advantage in competitive markets.

WHAT TYPE OF MORTGAGE IS BEST FOR FIRST-TIME BUYERS?

The best type of mortgage for first-time buyers depends on factors such as your financial situation, credit score, and long-term plans. Popular options for first-time buyers include FHA loans, which offer low down payment requirements, and conventional loans with fixed interest rates.

WHAT GOVERNMENT PROGRAMS OR INCENTIVES ARE AVAILABLE FOR FIRST-TIME BUYERS?

There are several government programs and incentives available for first-time homebuyers, including FHA loans, VA loans for eligible military members and veterans, USDA loans for rural homebuyers, and first-time homebuyer assistance programs offered by state and local governments. Other first-time buyer programs offer assistance or grants for down payment and closing costs assistance.

WHAT SHOULD I PRIORITIZE WHEN VIEWING POTENTIAL PROPERTIES AS A FIRST-TIME BUYER?

When viewing properties as a first-time buyer, it's important to prioritize factors such as location, affordability, size, layout, condition, and potential for future appreciation. You should also consider factors that may affect your quality of life, such as proximity to schools, parks, and amenities.

DO I NEED A REAL ESTATE AGENT AS A FIRST-TIME BUYER?

While it's possible to buy a home without a real estate agent, having an experienced agent on your side can provide valuable guidance and support throughout the homebuying process. A real estate agent can help you navigate negotiations, paperwork, and potential pitfalls, saving you time and stress.

SEE ALL PHOTOS

Pending

66 Stonehouse Way

66 Stonehouse Way, Torrington, CT 06790

$314,900

Welcome HOME to 66 Stonehouse Way! This COZY 3 bedroom, 2 full bathroom, RANCH style home is a MUST SEE. With a 2 CAR GARAGE and a sizable flat, paved driveway offering you an abundant amount of off street parking. Entering the home you will walk right into a COZY and COMFORTABLE living room with an open feel. The main floor has a LARGE eat in kitchen with beautiful HARDWOOD floors throughout. Off the Kitchen there are sliding doors leading out to a DECK over seeing the property, making it an EXCELLENT spot to entertain. Lower level family room gives you OPPORTUNITY to turn into a 4th bedroom, an office or even a play room. The unfinished area on the lower level conveys ample amount of STORAGE SPACE. With a few updates this home can be transformed into your perfect home. Seller prefers selling "AS IS".

3
beds

2
baths

2,079 Sq.Ft. LIVING AREA

10,890 Sq.Ft. lot

Jade Harris

title Real Estate Agent
PHONE (203) 892-7315
EMAIL [email protected]
DRE # RES 819591

Features & Amenities

Interior

total bedrooms3
Total bathrooms2
full bathrooms2
Laundry room Main Level
APPLIANCES Dishwasher, Dryer, Range, Oven, Refrigerator, Washer

Area & Lot

Status Pending
Living Area2,079 Sq.Ft.
Lot Area10,890 Sq.Ft.
MLS® ID170624312
TypeResidential
YEAR BUILT2003
Architecture StylesRanch
Elementary SchoolPer Board of Ed
High SchoolTorrington

Exterior

Garage Space2.0
water SourcePublic
roofFiberglass
lot featuresLevel
parkingPaved, Attached
HEAT TYPEOil, Baseboard
AIR CONDITIONINGWindow Unit(s)
sewerPublic Sewer
SubstructureConcrete Perimeter

Financial

Sales Price$314,900
Real Estate Tax $6,302/yr
Zoning R15S

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