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AS A FIRST-TIME BUYER, WHAT STEPS SHOULD I TAKE BEFORE STARTING MY HOME SEARCH?

Before starting your home search, it's important to assess your financial situation, determine your budget, and get pre-approved for a mortgage. You should also research neighborhoods, consider your long-term housing needs, and familiarize yourself with the homebuying process. We are here to help you with all of these steps.

WHAT ARE THE ADVANTAGES OF GETTING PRE-APPROVED FOR A MORTGAGE?

Getting pre-approved for a mortgage gives you a clear understanding of how much you can afford to borrow, which helps you narrow down your home search to properties within your budget. It also demonstrates to sellers that you are a serious buyer, potentially giving you an advantage in competitive markets.

WHAT TYPE OF MORTGAGE IS BEST FOR FIRST-TIME BUYERS?

The best type of mortgage for first-time buyers depends on factors such as your financial situation, credit score, and long-term plans. Popular options for first-time buyers include FHA loans, which offer low down payment requirements, and conventional loans with fixed interest rates.

WHAT GOVERNMENT PROGRAMS OR INCENTIVES ARE AVAILABLE FOR FIRST-TIME BUYERS?

There are several government programs and incentives available for first-time homebuyers, including FHA loans, VA loans for eligible military members and veterans, USDA loans for rural homebuyers, and first-time homebuyer assistance programs offered by state and local governments. Other first-time buyer programs offer assistance or grants for down payment and closing costs assistance.

WHAT SHOULD I PRIORITIZE WHEN VIEWING POTENTIAL PROPERTIES AS A FIRST-TIME BUYER?

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DO I NEED A REAL ESTATE AGENT AS A FIRST-TIME BUYER?

While it's possible to buy a home without a real estate agent, having an experienced agent on your side can provide valuable guidance and support throughout the homebuying process. A real estate agent can help you navigate negotiations, paperwork, and potential pitfalls, saving you time and stress.

SEE ALL PHOTOS

Pending

584 Park Avenue

584 Park Avenue, Bloomfield, CT 06002

$324,900

Welcome Home! One Level Living at its Best. This spacious 3-Bedroom, 1.5 Bath Ranch offers so much value and charm - and it's completely move-in ready! Step inside to a bright, open living/family room with cathedral ceilings, beautiful hardwood floors, and large windows that flood the space with natural light. The wood stove adds cozy warmth, capable of heating the entire home. The houseis also equipped with a split CAIR unit, that cools and heats up the house. The kitchen opens to a comfortable sitting area with a slider leading to the backyard. A generous dining room with another slider to the backyard makes entertaining easy and enjoyable. You'll find three spacious bedrooms with ample closet space, including a primary suite with a walk-in closet and private bath. A full hallway bath completes the main level. The HUGE full basement offers endless potential - finish it for extra living space or keep it open for all the storage you could ever need.

3
beds

2
baths

1,344 Sq.Ft. LIVING AREA

0.41 Acres lot

Katrina Pratt

title Broker | Owner
PHONE (860) 851-6623
EMAIL [email protected]
DRE # REB 657224

Features & Amenities

Interior

total bedrooms3
Total bathrooms2
full bathroom1
half bathroom1
APPLIANCES Dryer, Range, Oven, Refrigerator, Washer

Area & Lot

Status Pending
Living Area1,344 Sq.Ft.
Total Area1,344 Sq.Ft.
Lot Area0.41 Acres
MLS® ID24129145
TypeResidential
YEAR BUILT1963
Architecture StylesRanch
Elementary SchoolPer Board of Ed
High SchoolPer Board of Ed

Exterior

Garage Space1.0
water SourcePublic
roofAsphalt
lot featuresLevel
parkingAttached
HEAT TYPEOil, Hot Water
AIR CONDITIONINGCentral Air
sewerPublic Sewer
SubstructureConcrete Perimeter

Financial

Sales Price$324,900
Real Estate Tax $6,812/yr
Zoning R-15

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