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If a property is listed as "under contract" or "pending," it means that an offer has been accepted by the seller, but the sale has not yet been finalized. You can still express your interest in the property and may have the opportunity to submit a backup offer in case the current deal falls through. Additionally, you can keep an eye on the listing status for any updates or changes.

AS A FIRST-TIME BUYER, WHAT STEPS SHOULD I TAKE BEFORE STARTING MY HOME SEARCH?

Before starting your home search, it's important to assess your financial situation, determine your budget, and get pre-approved for a mortgage. You should also research neighborhoods, consider your long-term housing needs, and familiarize yourself with the homebuying process. We are here to help you with all of these steps.

WHAT ARE THE ADVANTAGES OF GETTING PRE-APPROVED FOR A MORTGAGE?

Getting pre-approved for a mortgage gives you a clear understanding of how much you can afford to borrow, which helps you narrow down your home search to properties within your budget. It also demonstrates to sellers that you are a serious buyer, potentially giving you an advantage in competitive markets.

WHAT TYPE OF MORTGAGE IS BEST FOR FIRST-TIME BUYERS?

The best type of mortgage for first-time buyers depends on factors such as your financial situation, credit score, and long-term plans. Popular options for first-time buyers include FHA loans, which offer low down payment requirements, and conventional loans with fixed interest rates.

WHAT GOVERNMENT PROGRAMS OR INCENTIVES ARE AVAILABLE FOR FIRST-TIME BUYERS?

There are several government programs and incentives available for first-time homebuyers, including FHA loans, VA loans for eligible military members and veterans, USDA loans for rural homebuyers, and first-time homebuyer assistance programs offered by state and local governments. Other first-time buyer programs offer assistance or grants for down payment and closing costs assistance.

WHAT SHOULD I PRIORITIZE WHEN VIEWING POTENTIAL PROPERTIES AS A FIRST-TIME BUYER?

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DO I NEED A REAL ESTATE AGENT AS A FIRST-TIME BUYER?

While it's possible to buy a home without a real estate agent, having an experienced agent on your side can provide valuable guidance and support throughout the homebuying process. A real estate agent can help you navigate negotiations, paperwork, and potential pitfalls, saving you time and stress.

SEE ALL PHOTOS

For Sale

35 Sherman Lane 35

35 Sherman Lane 35, Hamden, CT 06514

$239,900

Beautifully Updated & Move-In Ready! You'll love the privacy and updates this condo offers. The spacious living room features a wood-burning fireplace and large windows that fill the home with natural light. The kitchen has been fully updated with stainless steel appliances, modern finishes, and plenty of cabinet space. A half bath and slider to a private deck complete the main level. Upstairs, you'll find two generous bedrooms with extra storage and a refreshed full bathroom. The finished lower level adds even more living space - perfect for a game room, family room, gym, office, or all four at once. Washer/Dryer is also located in the basement. Additional highlights include central air, efficient gas heat, great parking, and a friendly, well-maintained community. The low HOA covers the roof, snow removal, landscaping, decks, and more. One dog or cat is allowed. Everything has been updated - move right in and enjoy easy, low-maintenance living!

2
beds

2
baths

1,400 Sq.Ft. LIVING AREA

Katrina Pratt

title Broker | Owner
PHONE (860) 851-6623
EMAIL [email protected]
DRE # REB 657224

Features & Amenities

Interior

total bedrooms2
Total bathrooms2
full bathroom1
half bathroom1
Laundry room In Basement
APPLIANCES Dishwasher, Dryer, Microwave, Range, Oven, Refrigerator, Washer, Gas Water Heater

Area & Lot

Status For Sale
Living Area1,400 Sq.Ft.
Total Area1,400 Sq.Ft.
MLS® ID24128863
TypeCondo
YEAR BUILT1980
Architecture StylesTownhouse
Elementary SchoolBear Path
High SchoolHamden

Exterior

STORIES2
water SourcePublic
parkingNone, Parking Lot
AIR CONDITIONINGCentral Air
sewerPublic Sewer

Financial

Sales Price$239,900
Real Estate Tax $6,700/yr
HOA $426/mo
Zoning R3

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