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If a property is listed as "under contract" or "pending," it means that an offer has been accepted by the seller, but the sale has not yet been finalized. You can still express your interest in the property and may have the opportunity to submit a backup offer in case the current deal falls through. Additionally, you can keep an eye on the listing status for any updates or changes.

AS A FIRST-TIME BUYER, WHAT STEPS SHOULD I TAKE BEFORE STARTING MY HOME SEARCH?

Before starting your home search, it's important to assess your financial situation, determine your budget, and get pre-approved for a mortgage. You should also research neighborhoods, consider your long-term housing needs, and familiarize yourself with the homebuying process. We are here to help you with all of these steps.

WHAT ARE THE ADVANTAGES OF GETTING PRE-APPROVED FOR A MORTGAGE?

Getting pre-approved for a mortgage gives you a clear understanding of how much you can afford to borrow, which helps you narrow down your home search to properties within your budget. It also demonstrates to sellers that you are a serious buyer, potentially giving you an advantage in competitive markets.

WHAT TYPE OF MORTGAGE IS BEST FOR FIRST-TIME BUYERS?

The best type of mortgage for first-time buyers depends on factors such as your financial situation, credit score, and long-term plans. Popular options for first-time buyers include FHA loans, which offer low down payment requirements, and conventional loans with fixed interest rates.

WHAT GOVERNMENT PROGRAMS OR INCENTIVES ARE AVAILABLE FOR FIRST-TIME BUYERS?

There are several government programs and incentives available for first-time homebuyers, including FHA loans, VA loans for eligible military members and veterans, USDA loans for rural homebuyers, and first-time homebuyer assistance programs offered by state and local governments. Other first-time buyer programs offer assistance or grants for down payment and closing costs assistance.

WHAT SHOULD I PRIORITIZE WHEN VIEWING POTENTIAL PROPERTIES AS A FIRST-TIME BUYER?

When viewing properties as a first-time buyer, it's important to prioritize factors such as location, affordability, size, layout, condition, and potential for future appreciation. You should also consider factors that may affect your quality of life, such as proximity to schools, parks, and amenities.

DO I NEED A REAL ESTATE AGENT AS A FIRST-TIME BUYER?

While it's possible to buy a home without a real estate agent, having an experienced agent on your side can provide valuable guidance and support throughout the homebuying process. A real estate agent can help you navigate negotiations, paperwork, and potential pitfalls, saving you time and stress.

169 Derby Avenue

Welcome to this beautifully renovated 3-bedroom, 1-bath home set on a scenic lot bordered by the Naugatuck River. This property does exceedingly well on Airbnb!! Enjoy modern comforts with fresh renovations throughout, featuring bright, inviting spaces and stylish finishes. Off of the living room, the additional space on the first level offers endless possibilities-use it as a library, sitting room, or playroom to suit your lifestyle. Step outside to a spacious deck and expansive backyard, perfect for relaxing, entertaining, or taking in the peaceful riverfront views. This home blends modern living with natural charm, offering the perfect riverside escape while remaining close to local amenities. The town has plans to continue adding fish into the river through 2026! Buyer(s) to do their own due diligence.

3
beds

2
baths

1,504 Sq.Ft. LIVING AREA

7,405.2 Sq.Ft. lot

Katrina Pratt

title Broker | Owner
PHONE (860) 851-6623
EMAIL [email protected]
DRE # REB 657224

Features & Amenities

Interior

total bedrooms3
Total bathrooms2
full bathroom1
half bathroom1
Laundry room In Basement
APPLIANCES Dishwasher, Dryer, Microwave, Refrigerator, Washer

Area & Lot

Status For Sale
Living Area1,504 Sq.Ft.
Total Area1,504 Sq.Ft.
Lot Area7,405.2 Sq.Ft.
MLS® ID24133677
TypeResidential
YEAR BUILT1850
Architecture StylesColonial
Water FrontageRiver Front
View DescriptionWater
Elementary SchoolChatfield - LoPresti
High SchoolSeymour

Exterior

water SourcePublic
roofAsphalt, Shingle
lot featuresWooded, Waterfront
HEAT TYPEOil, Forced Air
AIR CONDITIONINGCeiling Fan(s)
sewerPublic Sewer
SubstructureConcrete Perimeter

Financial

Sales Price$325,000
Real Estate Tax $5,189/yr
Zoning R-18

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Thank you for your interest in 169 Derby Avenue, Seymour, CT 06483. We are reviewing your request and will be in touch shortly!

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